Debt Advisors Canada Ltd will evalute your financial situation and will give you a quote of your paback to negotiate with the credit card or other loan companies, for reducing the total amount that you owe.

Debt negotiation is an asserative approach to debt relief. The advantage of which is that you will be paying a consilderably lower amount.

If it seems unlikely that creditors would agree to a payment less than what they are owed, in reality it makes a lot of sense. Reason is if a creditor turns down a proposed settlement and the borrower situation worsens or goes skip and the creditor would receive no payment at all. Hence the process works out for everyone concerned: You pay less, and your creditors receive more than they would if you declare yourself bankrupt or skip.